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FunderlyFunderly

Business Plans
Built for Bank Loans

The plan, the financials and the repayment check your bank asks for — in one place.

Formula-driven financialsDSCR & repayment checksPay once — no subscription
Free to start, no card
30-day fix-or-refund guarantee

See What You Get

Analysis, brand, business plan and financials — all connected.

Market, Customer, Competitor, and Risk Analysis

Built for the Numbers a Bank Checks

Most AI tools write a plan. Banks want figures that add up and proof you can repay.

Numbers from formulas, not guesses

Built from your own assumptions. Change one number and every statement updates.

Show the bank how you’ll repay

Loan vs self-funding, a repayment schedule and DSCR on the Lender plan. Islamic financing supported.

Pay once, keep your plan

No subscription. Start free and pay only when you need the full plan.

How It Works

Three stages, one editable plan.

01

Evaluate viability in context

Check demand, customers and competitors before you commit money.

Define the Business Model
1
02

Model self-funded vs loan scenarios

Set your assumptions and compare a loan with self-funding.

Revenue Assumption Modeling
1
03

Generate, refine, and export

Generate the plan, edit it, and export it for the bank.

Generate the Business Plan
1

Frequently Asked Questions

Short answers to what people ask most.

ChatGPT writes numbers that sound right. Funderly calculates them from your inputs — sales, costs, loan terms — so every figure can be explained to a bank. AI helps with the written sections only.

No. Revenue, costs, cash flow and repayments are calculated with formulas from your own assumptions, and you can edit any of them.

Small business owners and founders preparing a business plan for a bank loan, grant or partner — and the advisors who help them.

Yes. Funderly shows how each option changes your cash flow and repayments. DSCR and a full repayment schedule are on the Lender plan.

The free plan includes a snapshot PDF of your idea. Founder and Lender add the full plan as PDF, Word and Excel. A PowerPoint summary is coming soon.

No. Explore is free. Founder and Lender are one-time payments — your plans and downloads stay yours.

Walk into the bank with numbers that add up.

Start with your idea today. It's free until you need the full plan.

Start for free